Home Loans Australia |
Are you confused with all the Home Loan offers out in the marketplace? The wrong home loan could cost you a fortune & so it's crucial to find the one that's right for you. Home Loans Australia enables you, the consumer, to enter your loan amount and search our Panel of Lenders for rates.
Our FREE Home Loan Finder software searches 100's of loans from Australian Banks and also smaller home loan companies. This database is constantly updated and has details of the latest home loan rates from our participating Panel of Lenders. |
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| Why use a Mortgage Broker? |
A mortgage broker can be seen as a home loan expert. In most cases, lending is all they do and they can give you professional advice to match your needs with a suitable lending solution. Given that a home loan is probably the biggest expense you will ever have, it pays to get the best advice possible. A great mortgage broker will save you time, effort and most likely money in selecting a home loan to suits your needs
Our Service to You
On selection of a loan product and completion of our online Fact Find Form you will be provided with an obligation free Key Facts Sheet. The Key Facts Sheet sets out, in a standardised format information about the product selected and comparison with other similar lenders products so that you can readily compare different home loans, especially in respect of their cost;. The Key facts Sheet will include loan features with interest rate, fees and charges relating to a loan to help you identify the true cost of a loan. It is sort of an "apples with apples" yardstick to ensure comparability between similar products. Please note that in the case of specialised products such as Low Doc Loans or Non Conforming Loans we may not be able to send a comparison of other lenders due to the limited number of lenders active in these categories that are on our panel of lenders. A Key Facts sheet will only be sent if you meet the lenders servicing and assessment requirements of the product selected and if the loan is not unsuitable to your circumstances.
If you wish to proceed, then we will help you to complete all the necessary paperwork and liaise with the lender on your behalf. This will include the completion and submission of your home loan application and the on-going communication between all parties until your mortgage is settled.
We do not charge a brokers fee to You! |
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| Latest Home Loan News |
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Borrowers are unlikely to get any respite from lower borrowing costs for the forseeable future as the big banks continue to replace tens of billions of dollars of cheaper-priced debt at much higher rates.
That was underlined by ANZ yesterday when it disclosed that the new long-term debt it is taking on is costing 20 per cent more than the average price across its $90 billion portfolio of borrowings that extend to the 2014 financial year. Full Story |
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| Top Home Loan Rates |
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Variable rates (from)* |
6.30% |
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Line of Credit (from)* |
6.65% |
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Non Genuine Savings* |
7.00% |
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Low Doc (from)* |
6.65% |
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Maximum lend (LVR) |
97% |
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Maximum lo doc (LVR |
85% |
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| Latest Fixed Rates |
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| Latest Articles on Home Loans |
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First Home Owner Grant FHOG
General Information |
To offset the impact of the introduction of the goods and services tax (GST), the Commonwealth has requested that the States and Territories assist first home buyers through the establishment of the First Home Owner Grant (FHOG).
See full Article |
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| Information on Negative Gearing |
Creating wealth through purchasing investment properties is a well established practice in Australia. This page outlines a brief guide to negative gearing and depreciation.
See full Article |
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| Your Credit File |
Your credit report is a compilation of your personal and financial data, gathered and maintained by a credit reporting agency. The information contained on your personal credit report can mean the difference between "approval" and "decline" on your next application for credit.
See full Article
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