Home Loans Australia |
Are you confused with all the Home Loan offers out in the marketplace? The wrong home finance decision could cost you a fortune & so it's crucial to find the one that's right for you. Home Loans Australia enables you, the consumer, to enter your loan amount and search our Panel of Lenders for rates.
Our FREE Home Loan Finder software searches 100's of loans from Australian Banks and also smaller home loan companies. This database is constantly updated and has details of the latest housing loan rates from our participating Panel of Lenders.
|
| |
First Home Buyer Loans |
 |
| Borrow up to 97% of value of Property with just 3% genuine savings - for First Home Buyers or 95% of property value plus mortgage insurance without genuine savings or 95% LVR + LMI + $20,000 Visa with 5% Genuine Savings |
|
Home & Investment Loans |
|
| Compare discounted loans and loans that offer more than basic features. Loans available up to 95% LVR + $20,000 Visa Card + Lenders Mortgage Insurance capitalised onto loan. Available for Owner Occupied & Investment. |
|
Home Loan Refinance |
|
Still paying a high interest rate on your home loan? Refinance to a lower Interest Rate Home Loan! A debt consolidation loan could save you on interest payments. Loans available for unlimited cash out to 80% of property value.
|
|
SMSF Investment Loans |
|
| Small to medium sized Self managed superannuation funds can now borrow money to purchase both Residential > 80% LVR and Commercial properties > 70% LVR |
|
|
Vacant Land Loans |
|
| Vacant land loans enable customers to borrow up to 95% LVR + Lenders Mortgage Insurance (97%) on vacant land saving you cash for construction.Available for both Owner Occupied and Investment Purposes.
|
|
Construction Loans |
|
| Home construction loans up to 95% LVR + Lenders mortgage insurance (97%) available for both Owner Occupied and Investors. - Interest only draws on construction then loan Reverts to a Standard Home Loan on completion |
|
Low Doc Home Loans |
|
| Up to 90% LVR on purchases and > 85% on refinance and 80% refinance with cash out.Income certified by your accountant or Business Bank Statements or BAS Statements or a combination of above. |
|
Non Conforming Loans |
|
| If you can't get a loan because you don't fit traditional lending criteria we can help in most situations. Credit Impaired or if properties do not fit standard criteria |
|
|
| |
| |
| |
|
| Latest Product Release |
NRAS Investment Loans |
 |
NRAS is an Australian Government initiative to stimulate the supply new affordable rental dwellings.Investors can purchase these properties with some real good Government incentives.
. State Government pays a contribution of $2,495 pa + CPI
. Federal Government tax credit of $7,486 pa +CPI
The NRAS scheme was created by Federal and State Governments to help support service workers, including nurses, firemen, policemen and teachers, in identified postcodes with reduced rental payments.
See Full Product Matrix.... |
|
| |
|
|
|
| |
| Why use a Mortgage Broker? |
An experienced mortgage broker will save you
not only time spent searching for a home loan in most cases is likely
to save you money in selecting a loan that suits your needs. A
mortgage broker will prepare the loan application with supporting
information then help you with the lodgement and follow the loan
through to settlement.
No obligation consultation and No Brokers Fee to be paid by YOU!
We provide a no obligation consultation to discuss your current financial needs and the various loan options available to you. Our service is complimentary.
Our Service to You
On selection of a loan product and completion of our online Fact Find Form you will be provided with an obligation free
Product Matrix. This Matrix Sheet sets out, in a standardized format
information about the product selected and comparison with other
similar lenders products so that you can readily compare different
home loans, especially in respect of their cost;. The Product Sheet
will include loan features with interest rate, fees and charges
relating to a loan to help you identify the true cost of a loan. It
is sort of an "apples with apples" yardstick to ensure comparability
between similar products. Please note that in the case of
specialized products such as Low Doc Loans or Non Conforming Loans
we may not be able to send a comparison of other lenders due to the
limited number of lenders active in these categories that are on our
panel of lenders. A Product sheet will only be sent if you meet the lenders servicing and assessment requirements of the product selected and if the loan is not unsuitable to your circumstances.
|
| |
|
|
|
