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Vacant Land
Loan |
Vacant land
loans enable customers to borrow in
order to purchase land, with the
intention of building a home on that
land at a later stage with great features, including
the option to fix or split your loan, the
ability to make additional repayments when
you want, and the option to redraw these
funds for any purpose when you require it.
The wrong home
loan could cost you a fortune – so it’s
crucial to find the one that’s right for
you.
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Applicant type
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Individuals, Companies,
Trusts. |
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Employment
requirements |
P.A.Y.G. must be
full-time or part-time permanent. If
Self-Employed, two years. |
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Income: required
proofs |
P.A.Y.G. Pay slips,
group certificates or employer letter.
Self-employed, two years tax returns.
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Loan amounts minimum
& maximum |
$30k >
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Purpose
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Owner-Occupied, or
(Investment to 90% LVR) |
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LVR
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> 95% LVR |
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Coded, non-coded, or
either |
Either |
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Credit related
issues |
CLEAR. |
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Variable, fixed or
both |
Both |
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P&I, I/O, or both
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Both |
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Residency Status
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Citizens and permanent
residents |
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Comments, special
conditions |
Non Genuine
Savings Option below 90% LVR |
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Important Information:
Some email
filters will send form confirmation
links directly to your junk mail box. If
you can not find a reply confirmation in
your inbox please check in your junk
mail. |
If
you wish to proceed, then we will help
you to complete all the necessary
paperwork and liaise with the lender on
your behalf. This will include the
completion and submission of your home
loan application and the on-going
communication between all parties until
your home purchase is settled
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